You can not really understand what’s happening in your financial situation. One day you live is your credit card and the next time you open the mailbox with a threatening letter overflowing with his credit card company. You realize that your debt has reached thousands, and can not even remember all the purchases made. They may not be able to buy alone interest rate credit card is very high. This is the fact that the credit card company may have forgotten to tell you when they send you that piece of shiny plastic.